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Chapter 13 is for individuals with a standard income, keeping in mind their intention to pay their debts but who are unable to do so in a timely manner. The purpose of Chapter 13 is to facilitate financially distressed individual debtors to propose and carry out a settlement plan under which creditors are paid over an extended period of time. Filing of Chapter 13 has many advantages and disadvantages. more…

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The filing fee or an application to pay the filing fee through the plan must accompany all petitions and schedules. Petitions without one or the other will not be acknowledged. It is advised that filing fees must be paid either by cash, cashier’s check, money order, or an attorney’s firm check, that is made payable to “Clerk, U.S. Bankruptcy Court.” People wanting to file for Chapter 13 are strictly advised against tendering cash for petitions submitted by mail. Similarly, it is a rule that checks from debtors are generally not accepted. more…

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There are certain rules that must be followed when you file for Chapter 13 bankruptcy. Bankruptcy law is a set of federal laws and statutes governed by Title 11 of the United States Bankruptcy Code. more…

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There are many bankruptcy forums that exist on the Internet. These are divided into various categories like those that are specifically meant for attorneys and bar members and those that are meant to provide support to those that have filed for Chapter 13 bankruptcy. more…

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Chapter 13 bankruptcy filing is a way for individuals in the United States to undergo a financial reorganization supervised by a federal bankruptcy court. Official bankruptcy forms must be used to file and take action in bankruptcy cases. Procedural forms also may be necessary for use during the course of some bankruptcy proceedings. more…

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